I finally got my wife started on her investing journey

Finally, after 5 years of planting the "seeds" and sharing about investing, my wife took the first steps to investing. The conversation was centred around building dividend income as a potential source to fund our daughter's education for future. 

A small start for sure, but one that would build towards the future. I must say that it is incredibly easy these days to start a CDP account, and brokerage account online, with minimum fuss. AI also makes it very easy to do up some basic research.

MISSING IN ACTION
I've been MIA-ing for much of 2024 and 2025 due to transitioning to my new work. Alot has happened in this time frame:

• I took on a higher role at my new company - effectively doing about a 2-3 person job. This makes me have less time for anything else.
• I welcomed my firstborn and daughter and it has been hectic since trying to balance my hectic workload with family commitments.

CHANGING PRIORITIES; CHANGING TIMES

REITS have been beaten down since 2022 due to rising interest rates as well as volatility brought by Iran war. This served as a good point of discussion to chat with my wife over starting an investing account. Of course, there is a risk that interest rates continue to be high, as well as oil prices leading to REITs profitability becoming an issue. 

The flip side, however, is that many of the REITs have now re-traced to value levels that are seemingly great entry points to nibble.

My career has stabilised mostly after 2 years at my new company. Unfortunately, luck plays a huge role in careers. My hiring manager has since left and my work has stagnated. Given that there are now lesser things to look forward at work, it is also perhaps time I re-focus back to my portfolio.

I will still look to deliver quality work in the meantime while farming for my next career breakthrough, as employment market is now going through a flux especially with news of retrenchment every other day.

CURRENT PORTFOLIO

It is great to be able to have conversations with your spouse, talking about AGMs, definitions of investing and learning together the basic concepts once again. I've recently added Mapletree Pan Asia Commercial Trust (MPACT) and my wife added both MPACT and CapitaLand Integrated Commercial Trust (CICT) - (please do your own due diligence).

REITs have been surprisingly holding well but of course if macroeconomics continue to deteriorate, depends on how we see it, it becomes opportunities to add some counters as well.

			Overall Cost	Current value
			46,423	56,130
Stock Name	Shares	Average price	Cost	Value
YZJ Shipbldg SGD	3,500	0.85	2,975	13,405
Mapletree Com	4,500	1.323	5,953.88	5,985
CapLand Integra	2,340	1.764	4,127.76	5,428.80
MIT	2,700	3.06	8,261.44	5,292
Singtel	1,000	3.318	3,318.16	4,990
AIMS APAC	3,054	1.384	4,227.48	4,367.22
CapitaLandInvest CD	1,500	2.95	4,425	4,110
VICOM Ltd CD	2,000	1.508	3,016.99	3,560
Frasers L&C Tr	3,733	1.065	3,977.46	3,341.03
SSB Jan 2019 CD	2,000	1.001	2,002	2,000
YZJ Maritime	3,500	0	0	1,820
Asian Pay Tv Tr	10,000	0.163	1,631.40	880
YZJ Fin Hldg	3,500	0.69	2,415	875
CapLand Ascott T	85	1.07	90.95	76.08

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Share with me and fellow readers!

K.C.

If you like this post, you might like our facebook page as well. I'm also on Investing Note, and you might find this facebook group interesting: https://www.facebook.com/groups/1397925937071525/

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