My Goals and SG REITs/Stocks Portfolio Update

*Last Updated 4/12/2026:

Annual dividends collected since inception (Stockscafe calculated)

https://stocks.cafe/user/tosignup?referral_code=30yearoldinvestor

Year (31 Dec)	Annual Dividend	Cumulative
2018	$513.22	$513.22
2019	$965.42	$1,478.64
2020	$1,234.97	$2,713.61
2021	$1,583.13	$4,296.74
2022	$2,059.33	$6,356.07
2023	$1,963.21	$8,319.28
2024	$2,119.35	$10,438.63
2025	$2,292.21	$12,730.84

Holdings as of 4/12/2026: 

Portfolio progress has stalled as I had stopped injecting funds since 2022 wedding and housing. I only recently added new counters in 2026.

			Overall Cost	Current value
			53,407	65,660
Stock Name	Shares	Average price	Cost	Value
YZJ Shipbldg SGD	3,500	0.85	2,975	14,070
Mapletree Com Earnings	4,500	1.323	5,954	6,165
CapLand Integra	2,340	1.764	4,127.76	5,499
MIT	2,700	3.06	8,261	5,400
ComfortDelGro CD ↑	3,500	1.464	5,124	5,110
Singtel	1,000	3.318	3,318.16	4,880
AIMS APAC	3,054	1.384	4,227	4,489.38
CapitaLandInvest CD	1,500	2.95	4,425	4,230
VICOM Ltd CD	2,000	1.508	3,016.99	3,660
MLT Earnings ↑	3,000	1.194	3,583	3,570
Frasers L&C Tr	3,733	1.065	3,977	3,471.69
YZJ Maritime	3,500	0	0	2,187.50
SSB Jan 2019 CD	2,000	1.001	2,002	2,000
YZJ Fin Hldg	3,500	0.69	2,415	927.5
Asian Pay Tv Tr	10,000	0.163	1,631.40	870
CapLand Ascott T	85	1.07	90.95	77.35

This page includes my SG REITs/Stocks Portfolio that is updated periodically. This page tracks my progress in terms of following:

1. Portfolio overview (of vested capital)

2. Simplified Portfolio projections based on age as a rough handle/yardstick.

My aim is to accumulate predominantly good income dividend REITs/ Stocks in the SG market.

As with every goal(s), we need to set realistic, measurable targets.
1. This gives a personal feedback loop
2. A chance to evaluate past actions. (Thought process behind purchase, if not speculative)

We can have all the goals we want, but goals are nothing without ACTION. 
"Swing Hard, just in case we hit it."

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PROJECTIONS (since inception):
(conservative and simplified)

Long Term Goal

Road to Financial Independence
PROJECTION					ACTUAL FIGURES
Year	Age	Portfolio Projected 2%/yr	Current capital injection Rate/yr	Estimated Dividend 3%	Actual Portfolio at end of yr	Actual Capital Injection/yr	Actual Dividends
2018	31	$12,000.00	$12,000.00	$360.00	$15,941.59	$16,928.40	$513.25
2019	32	$24,600.00	$12,000.00	$738.00	$42,318.06	$23,670.94	$965.42
2020	33	$37,830.00	$12,000.00	$1,134.90	$73,116.93 (Set aside $29,600 for wedding by end 2020) Therefore actual = $43,516.93	$27,272.78	$1,234.97
2021	34	$51,721.50	$12,000.00	$1,551.65	$79,694.64 (Set aside $39,200 for wedding by end 2021)	$4,288.83	$1,583.12
2022	35	$66,307.58	$12,000.00	$1,989.23	$79,428.16	-$266.48	$2,059.33
2023	36	$81,622.95	$12,000.00	$2,448.69	$102,676.20	$5,226.38	$2,054.16
2024	37	$97,704.10	$12,000.00	$2,931.12	$122,926.51	$20,250.31	$2,119.35
2025	38	$114,589.31	$12,000.00	$3,437.68	$134,913.67 (Dividends stagnated since 2023 due to keeping cash and not deploying. Will be looking to deploy)	$11,987.16	$2,292.21
2026	39	$132,318.77	$12,000.00	$3,969.56
2027	40	$150,934.71	$12,000.00	$4,528.04
2028	41	$170,481.45	$12,000.00	$5,114.44
2029	42	$191,005.52	$12,000.00	$5,730.17
2030	43	$212,555.79	$12,000.00	$6,376.67
2031	44	$235,183.58	$12,000.00	$7,055.51
2032	45	$258,942.76	$12,000.00	$7,768.28
2033	46	$283,889.90	$12,000.00	$8,516.70
2034	47	$310,084.40	$12,000.00	$9,302.53
2035	48	$337,588.62	$12,000.00	$10,127.66
2036	49	$366,468.05	$12,000.00	$10,994.04
2037	50	$396,791.45	$12,000.00	$11,903.74
2038	51	$428,631.02	$12,000.00	$12,858.93
2039	52	$462,062.57	$12,000.00	$13,861.88
2040	53	$497,165.70	$12,000.00	$14,914.97
2041	54	$534,023.99	$12,000.00	$16,020.72
2042	55	$572,725.19	$12,000.00	$17,181.76
2043	56	$613,361.45	$12,000.00	$18,400.84
2044	57	$656,029.52	$12,000.00	$19,680.89
2045	58	$700,830.99	$12,000.00	$21,024.93
2046	59	$747,872.54	$12,000.00	$22,436.18
2047	60	$797,266.17	$12,000.00	$23,917.99
2048	61	$849,129.48	$12,000.00	$25,473.88
Total		$849,129.48	$372,000.00	$311,751.57

Based on conservative and simplified projections:

- Assuming I manage to save only $1,000 per month,
- With no salary growth whatsoever
- Portfolio has to gain overall 6% per year
- Dividends reinvested
- Retiring for $2k/month (expected to reach by age 60)

Related topics:
1. About K.C. What is my story?
2. My 3Cs to money/investing
3. Why you need to set aside money for savings first

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K.C.

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