My Goals and SG REITs/Stocks Portfolio Update

*Update 20/5/2020: 
Embeded Investment portfolio tracker from StocksCafe for easy tracking.

This page includes my SG REITs/Stocks Portfolio that is updated periodically. This page tracks my progress in terms of following:
1. Portfolio overview (of vested capital)
2. Simplified Portfolio projections based on age as a rough handle/yardstick.

My aim is to accumulate predominantly good income dividend REITs/ Stocks in the SG market.

As with every goal(s), we need to set realistic, measurable targets.
1. This gives a personal feedback loop
2. A chance to evaluate past actions. (Thought process behind purchase, if not speculative)

We can have all the goals we want, but goals are nothing without ACTION
"Swing Hard, just in case we hit it."


Investment statistics according to StocksCafe (only vested capital): Inception 19/2/2018.
OVERVIEW

YEAR TO DATE GRAPH and other stats

TRANSACTIONS

---------------------------------------------------
PROJECTIONS (since inception):
(conservative and simplified)

Short Term Goal 2-3 years
Wedding/Housing Fund Target: (approx. $800 per month min.)

YearYear Start ValueTarget ValueActual Value
2020$20,000$29,600    $29,600*
2021$29,600$39,200
2022$39,200$48,800
*Amount to be deducted from portfolio amount.

Long Term Goal
Road to Financial Independence
PROJECTIONACTUAL FIGURES
YearAgePortfolio
Projected 2%/yr
Current capital
injection Rate/yr
Estimated
Dividend 3%
Actual Portfolio
at end of yr
Actual Capital
Injection/yr
Actual
Dividends
201831$12,000.00$12,000.00$360.00$15,941.59$16,928.40513.25
201932$24,600.00$12,000.00$738.00$42,318.06$23,670.94890.54
202033$37,830.00$12,000.00$1,134.90$73,116.93
(Set aside $29,600 for
wedding by end 2020)

Therefore actual = $43,516.93
$27,272.781,218.01
202134$51,721.50$12,000.00$1,551.65$75,207.60 till date

(Set aside $39,200 for
wedding by end 2021)


202235$66,307.58$12,000.00$1,989.23
202336$81,622.95$12,000.00$2,448.69
202437$97,704.10$12,000.00$2,931.12
202538$114,589.31$12,000.00$3,437.68
202639$132,318.77$12,000.00$3,969.56
202740$150,934.71$12,000.00$4,528.04
202841$170,481.45$12,000.00$5,114.44
202942$191,005.52$12,000.00$5,730.17
203043$212,555.79$12,000.00$6,376.67
203144$235,183.58$12,000.00$7,055.51
203245$258,942.76$12,000.00$7,768.28
203346$283,889.90$12,000.00$8,516.70
203447$310,084.40$12,000.00$9,302.53
203548$337,588.62$12,000.00$10,127.66
203649$366,468.05$12,000.00$10,994.04
203750$396,791.45$12,000.00$11,903.74
203851$428,631.02$12,000.00$12,858.93
203952$462,062.57$12,000.00$13,861.88
204053$497,165.70$12,000.00$14,914.97
204154$534,023.99$12,000.00$16,020.72
204255$572,725.19$12,000.00$17,181.76
204356$613,361.45$12,000.00$18,400.84
204457$656,029.52$12,000.00$19,680.89
204558$700,830.99$12,000.00$21,024.93
204659$747,872.54$12,000.00$22,436.18
204760$797,266.17$12,000.00$23,917.99
204861$849,129.48$12,000.00$25,473.88
Total$849,129.48$372,000.00$311,751.57


Based on conservative and simplified projections:

- Assuming I manage to save only $1,000 per month,
- With no salary growth whatsoever
- Portfolio has to gain overall 6% per year
- Dividends reinvested
- Retiring for $2k/month (expected to reach by age 60)

---------------------------------------------------
OLDER UPDATES:

UPDATE: 20th March 2020 (Shifted to stockcafe after this point)

Stock nameCodeEntry priceSharesPrice% AllocationType
1FCOTND8U1.467410001467.373.29Base
2FLTBUOU1.071225002677.886.01Base
3SingtelZ743.318210003318.167.45Base
4APTTS7OU0.1631100001631.43.66Base
5VicomV016.03405003016.996.77Base
6SSBJust for reference1.0000200020024.49Base
7
8AimsO5RU1.380030004152.489.32Base
9Cash$26,289.63*59.00Cash
Total Amount$44,555.91100.00

- Portfolio value $41,113.09 (Dropped from Jan's $42,318.06.)
- $20,000 earmarked for wedding/housing fund. (expect my portfolio to take a hit)

Short Term Goal 2-3 years
Wedding/Housing Fund Target: (approx. $800 per month min.)

YearYear Start ValueTarget ValueActual Value
2020$20,000$29,600    $29,600
2021$29,600$39,200
2022$39,200$48,800

UPDATE: 8th January 2020

Stock nameCodeEntry priceSharesPrice% AllocationType
1FCOTND8U1.467410001467.373.61Base
2FLTBUOU1.071225002677.886.60Base
3SingtelZ743.318210003318.168.17Base
4APTTS7OU0.1631100001631.44.02Base
5VicomV016.03405003016.997.43Base
6SSBJust for reference1.0000200020024.93Base
7
8AimsO5RU1.380030004152.4810.23Base
9Cash$22,333.06*55.01Cash
Total Amount$40,599.34100.00

- Portfolio value $42,318.06.
- $20,000 earmarked for wedding/housing fund. (expect my portfolio to take a hit)

Short Term Goal 2-3 years
Wedding/Housing Fund Target: (approx. $800 per month min.)

YearYear Start ValueTarget ValueActual Value
2020$20,000$29,600
2021$29,600$39,200
2022$39,200$48,800

UPDATE: 28th November 2019

Stock nameCodeEntry priceSharesPrice% AllocationType
1FCOTND8U1.467410001467.374.13Base
2FLTBUOU1.071225002677.887.53Base
3SingtelZ743.318210003318.169.33Base
4APTTS7OU0.1631100001631.44.59Base
5VicomV016.03405003016.998.48Base
6SSBJust for reference1.0000200020025.63Base
7
8AimsO5RU1.380030004152.4811.67Base
9Cash$17,301.5248.64Cash
Total Amount$35,567.80100.00

- Bought some AIMs reit after its stock price tumbled 6%+ as a result of it selling secondary shares to raise funds for 94m

- Sold Japfa for a small profit (Speculative)

UPDATE: 23rd October 2019
Stock nameCodeEntry priceSharesPrice% AllocationType
1FCOTND8U1.467410001467.374.26Base
2FLTBUOU1.071225002677.887.77Base
3SingtelZ743.318210003318.169.63Base
4APTTS7OU0.1631100001631.44.73Base
5VicomV016.03405003016.998.75Base
6SSBJust for reference1.0000200020025.81Base
7JapfaUD20.5363100005362.9915.56Speculative
8AimsO5RU1.380030004152.4812.05Base
9Cash$10,841.8631.45Cash
Total Amount$34,471.13100.00

- Bought some AIMs reit after its stock price tumbled 6%+ as a result of it selling secondary shares to raise funds for 94m

- Getting stabilised at work but spending slightly more due to being attached.

UPDATE: 30th June 2019
Stock nameCodeEntry priceSharesPrice% AllocationType
1FCOTND8U1.467410001467.374.49Base
2FLTBUOU1.071225002677.888.19Base
3SingtelZ743.318210003318.1610.15Base
4APTTS7OU0.1631100001631.44.99Speculative
5VicomV016.03405003016.999.23Base
6SSBJust for reference1.0000200020026.13Base
7JapfaUD20.5363100005362.9916.41Speculative
8Cash$13,201.2440.40Cash
Total Amount$32,678.03100.00

- Initiated a FOMO short term position on Japfa on speculation of ASF.
- Secured a new job
- Got a one time severance fee (not a lot but it counts)


https://30yearoldinvestor.blogspot.com/2019/06/retrenchment-and-25-pay-increase-that-i.html

UPDATE: 10th June 2019
Stock nameCodeEntry priceSharesPrice% AllocationType
1FCOTND8U1.467410001467.376.54Base
2FLTBUOU1.071225002677.8811.93Base
3SingtelZ743.318210003318.1614.78Base
4APTTS7OU0.1631100001631.47.27Speculative
5VicomV016.03405003016.9913.44Base
6SSBJust for reference1.0000200020028.92Base
7
8Cash$8,330.9237.12Cash
Total Amount$22,444.72100.00
- On the defensive due to current situation in retrenchment and job-hunting
- Keeping net cash on the look out for Mr Market to present opportunities.

https://30yearoldinvestor.blogspot.com/2019/06/june-2019-mid-year-review-lessons-in-my.html

UPDATE: 14th April 2019
I broke my own self-imposed time out for a speculative position.
Stock nameCodeEntry priceSharesPrice% AllocationType
1FCOTND8U1.467410001467.377.32Base
2FLTBUOU1.071225002677.8813.35Base
3SingtelZ743.318210003318.1616.55Base
4VicomV016.03405003016.9915.04Base
5SSBJust for reference1.0000200020029.98Base
6
7APTTS7OU0.1631100001631.48.13Speculative
8Cash$5,940.3529.62Cash
Total Amount$20,054.15100.00

UPDATE: 4th April 2019
As discussed on:
https://30yearoldinvestor.blogspot.com/2019/04/im-retrenched-3-things-to-think-about.html,

I am now involuntarily laid-off due to company restructuring/relocation and forced to pause my plans while I job hunt. My positions remain but my portfolio value is now $19,990.35. Around $2k was paid for a skillsfuture course on Safety (Mar 31st post).

UPDATE: 3rd February 2019
As appeared on:
https://30yearoldinvestor.blogspot.com/2019/02/jan-2019-look-back-defensive-stocks-and.html
(click on link to read more on the rationale/thoughts behind the counters)


Stock nameCodeEntry priceSharesPrice% AllocationType
1FCOTND8U1.467410001467.377.86Base
2FLTBUOU1.071225002677.8814.34Base
3SingtelZ743.318210003318.1617.77Base
4VicomV016.03405003016.9916.15Base
5SSBJust for reference1.00002000200210.72Base
6Citic EnvirotechCEE0.392350001961.5310.50Speculative
7Cash4232.3522.66Cash
Total Amount18676.28100.00

UPDATE: 21st DECEMBER 2018
As appeared on: https://30yearoldinvestor.blogspot.com/2018/12/2018-year-end-review.html
(click on link to read more on the rationale/thoughts behind the counters)

Stock nameCodeEntry priceSharesPrice% Allocation
1FCOTND8U1.467410001467.378.85
2FLTBUOU1.071225002677.8816.15
3SingtelZ743.318210003318.1620.01
4SSBjust for reference1.00002000200212.07
5
6
7Cash7119.5642.93
Total Amount16584.97
*figures do not contain CPF and insurance commitments

Straits Times Index YTD performance: -10.35%
My portfolio performance: -8.99%
Dividends collected YTD: $350.75

---------------------------------------
UPDATE: JULY 2018 
My 2018 Goal and objectives:
https://30yearoldinvestor.blogspot.com/2018/02/my-reits-plan-for-year-and-my-first.html
(click on link to read more on the rationale/thoughts behind the counters)


StockUnitsEntry PriceMarket PriceCurrent value% allocation
Frasers Commercial
Trust
1000$1.44$1.44$1,440.0014.50
Frasers Logistics and
Industrial Trust
2500$1.06$1.06$2,650.0026.69
Singtel1000$3.29$3.24$3,240.0032.63
Cash$2,500.00$2,598.3326.17
Total Portfolio$9,928.33

Related topics:
1. About K.C. What is my story?
2. My 3Cs to money/investing
3. Why you need to set aside money for savings first

If you like this post, do like like this facebook page as well.
K.C.

The information listed on this website are solely for information and discussion purposes only. They are not meant to constitute financial advice. You should not undertake any decisions without first consulting Professionals/Competent Financial Advisor or conducting Due Diligence. "30 Year Old Investor" shall not be held liable for any loss or damage of any kind, that arise as a result of your use or reliance on the information contained on this site.


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You don't need to pay anyone/company to have a plan of your own and work towards achieving Financial Independence. Only we alone have no conflict of interest with our own money. "30 Year Old Investor" is a personal blog about a Singaporean's savings and investing journey.


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