Sunday, 3 June 2018

My first mistakes in this investment journey

  Posted at  June 03, 2018 No comments
I missed my chance to buy FLT REITs at a discounted price of $0.967 (Trading at $1.03) per share through the preferential offering as shown in the blue paper above. (Just kill me lol) I previously bought into Frasers Logistic and Industrial Trust because I believed it might give me the chance to participate in the accreditive offering. However, I did not know how this will come about even as I read how other bloggers/ investors had the offer on forums. The strongest memory I have was how one investor said he subscribed through the use of ATM but needed to know how much you are entitled or allocated to buy.

Today, I just discovered how. Much for my own loss.

In fact, I opened my letter box late (usually my mum does it and she didn't open it for last week). As such, I am late by 2 days when I could have accumulated more units at a much more attractive price, bringing down my cost per unit.

Anyway, no use crying over spilled milk.

The first signs of this came when I received the yellow paper about "Distribution Reinvestment Plan (DRP)" for FCOT. This was before I received the FLT's preferential offering which I deem as more attractive. I also similarly opened the letter late and as a result I could only receive my dividends in cash back to my bank account.

Learning points:
- A DRP might be a good tool to use to accumulate more units by receiving dividends in the form of units instead of cash. Not all REITs offer this.
- This is my first encounter on a Rights/preferential offering letter and I had no idea how most of these worked. Now I do.
- I will need my own letter box key from now on and I will check for my own letters. This is a necessary change since I have never checked the family letterbox.

Till Next Time,
K.C.

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You don't need to pay anyone/company to have a plan of your own and work towards achieving Financial Independence. Only we alone have no conflict of interest with our own money. "30 Year Old Investor" is a personal blog about a Singaporean's savings and investing journey.


Being the average Singaporean, K.C. is also interested in good food, a little bit of politics and a good slice of humour.

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